Ahh the end of the semester! its like honey to the ears. Studies are sometimes fun and sometimes stressful, however, nothing beats the happiness when its the end of the semester. Holidays are the best part, especially if you are able to grab a good deal on ticket and hotel stay. Many students also see this as an opportunity to earn some money by doing part-time jobs to pay off their debt. If you are smart, you can plan your debt payoff plan and can live a stress-free life. However, most students do not plan it that well.